Who we are

PozaBankiem. An alternative worth knowing.

We are an independent financial broker. We help businesses get financing where the bank says "no" or "you'll have to wait."

Our mission

Financing for those the bank turned down, or simply makes wait too long

The Polish financial market is dominated by banks with rigid procedures and strict criteria.

Thousands of businesses and individuals have real financing needs but don't fit the bank's template. Too short a track record, a BIK entry, missing collateral: there can be many reasons for a refusal.

PozaBankiem was created for exactly these cases. We don't replace banks. We complete the market with a flexible, transparent and discreet alternative.

300+
clients served
in the last 3 years
Fast
preliminary decision
no months of waiting like at a bank
over PLN 1 billion
in financing disbursed
in the last 3 years
100%
no hidden costs
you know every term before you sign
Our values

What defines us

Transparency

You know every cost before you sign anything. There are no footnotes that change the terms, and we don't charge fees we haven't told you about beforehand.

A personal approach

Every case is different. We talk to each client individually and look for a solution matched to their specific situation, not a template.

Speed

A preliminary decision in a few business days. A bank makes you wait weeks; we act. If the project makes sense, financing starts right away.

Our team

The people you talk to

Decisions are made by specific people, not algorithms. Meet the PozaBankiem team.

Founders

Bartosz Kopciński
Chief Executive Officer Co-founder
Bartosz Kopciński
Private debt market expert in Poland

Responsible for the company's key transactions and investor relations. Specializes in private debt, alternative financing, and structuring the kind of transactions banks won't touch.

Filip Bolechowicz
Chief Operating Officer Co-founder
Filip Bolechowicz
Strategy, processes and digital transformation

Focuses on processes, workflow, and digital transformation, including rolling out modern technology across the organization. Previously served on the boards of three companies in e-commerce, short-term rentals, and manufacturing.

Team

Marcel Janicki
Sales Director
Marcel Janicki

Responsible for PozaBankiem's marketing strategy and sales activities. Builds the brand's visibility and client-acquisition channels.

Urszula Milewska
Project Manager
Urszula Milewska

Supports the sales experts in delivering results. Keeps the team's workflow running smoothly and helps with advanced matters that require coordination between departments.

Aleksandra Boczula
Head of Agriculture
Aleksandra Boczula

Coordinates the process for loan clients from application to disbursement. Keeps track of deadlines, documentation, and smooth contact with the notary's office and appraisers.

Przemysław Brzozowski
Sales Expert
Przemysław Brzozowski

Handles factoring and loan clients. Leads sales conversations and takes transactions through to completion.

Bartłomiej Sołtys
Sales Expert
Bartłomiej Sołtys

Specializes in acquiring and serving business clients. Manages relationships and guides clients smoothly through the whole financing process.

Julia Czachorowska
Sales Expert
Julia Czachorowska

Handles factoring and loan clients. Leads sales conversations and keeps the whole financing process running smoothly.

Eryk Akpang
Sales Expert
Eryk Akpang

Handles factoring and loan clients. Leads sales conversations and keeps the whole financing process running smoothly.

Let's talk

Find out if we can help

A free 15-minute consultation. We'll help you match the right financial product to your situation.

Book a call See our track record →
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