Earn together with us.
Are you a financial advisor, a financial intermediary, a real estate agent, an accountant, a lawyer, or do you simply have contacts among businesses and investors? We turn your referrals into fair commissions. Fast, transparent, no bureaucracy.
We're looking for partners who understand their clients
All you need is contact with businesses that need financing. We'll take care of the rest.
A client didn't get a bank loan? Refer them to us.
A business client needs fast financing to buy a property? You close the deal, you earn the commission.
Your clients struggle with liquidity or need factoring? Refer them, and we'll pay you a commission.
A client needs funds before or after a legal transaction? We're faster than a bank.
You know businesses that need financing? That's enough.
Want to build an independent income stream in finance? We start with a partnership and grow it together.
What do you gain by working with us?
We work with intermediaries the way we'd want someone to work with us: honestly, efficiently, and with respect for your time.
Fair, on-time commissions
We pay commissions on time once financing is disbursed. No delays, no unclear terms. You have everything in writing before the deal closes.
Fast decisions = a happy client
Your client won't wait weeks like at a bank. We act efficiently and without unnecessary steps, which translates directly into your reputation and future referrals.
A broad range of products
Factoring for businesses, loans secured by real estate, financing for developers and farmers. You can recommend different solutions depending on the client's needs.
Discretion and security
Your client stays your client. We won't go around you or contact the client without your knowledge. The relationship is transparent and built on trust.
Direct contact with the decision-makers
You talk directly with the founders, not a call center. You get fast access to answers, pricing, and decisions. Your time has value.
Bring a client once, earn repeatedly
Factoring is a recurring product. The client uses it every month. A client acquired once means a long-term, regular payout for you.
How does the partnership work, step by step?
Simple, no paperwork. We start with a conversation and end with your commission in your account.
You get in touch and briefly describe who you are and what type of clients you can refer.
We agree on the terms of the partnership: commission rates, products, settlement model. Everything in writing.
You refer the client by phone, email, or through the form. You give us the context of the situation.
We analyze, decide, and disburse the financing. We keep you updated. The client is well taken care of.
Once the financing is disbursed, the commission reaches your account within the agreed timeframe. No delays.
Six products, one partner
Every client has different needs. A broad portfolio lets you match a solution instead of turning them away.
Loan secured by real estate
The client has a property and needs cash, but the bank turned them down or makes them wait? We assess the property's value, not their credit history.
- From PLN 100,000
- We accept poor BIK history
- Decision in a few days
Financing development projects
Bridge loans, land financing, topping up capital during construction, refinancing. From PLN 1 million.
- From PLN 1 million
- Special-purpose vehicles with no history: OK
- NDA on request
Financing for farmers and agribusiness
Buying farmland, bridge financing before a PROW/KPO grant, buying machinery, seasonal liquidity. We understand KOWR and agricultural law.
- Farmland as collateral
- Repayment adapted to the season
- Experience with KOWR
Contract-based financing
The client won a contract or tender but needs cash before the first invoice? We finance against future contract revenue.
- Assignment of receivables from the contract
- We accept poor BIK history
- Repayment after the client is paid
Factoring for sole proprietorships and companies
The client issues invoices and waits 30–90 days to get paid? Factoring turns invoices into cash. No BIK check, no collateral.
- For businesses operating at least 6 months
- Disclosed and undisclosed factoring
- Fast decision
Alternative leasing
The client needs machinery, vehicles, or warehouses, but the bank refuses over poor creditworthiness or BIK? Leasing based on the asset's value, not scoring.
- From PLN 100,000
- We accept poor BIK history
- Machinery, vehicles, warehouses
What you can expect from us
We agree on terms and keep them
We pay commissions on time. A client you refer is handled so well you'll never have to be embarrassed about the referral.
Network and experience
Behind PozaBankiem stand people with contacts across the Polish and international private debt market. We solve tough cases through that network. We don't turn clients away empty-handed.
Transparency at every step
You know the status of every client you refer. We keep you informed about decisions and deadlines. We don't work in the shadows. You always have the full picture.
Frequently asked questions from intermediaries
We agree on commission terms individually before the first referral. They depend on the product, the transaction amount, and the scale of the partnership. Everything is confirmed in writing. We follow a policy of fair, on-time payouts with no hidden deductions.
We're honest with both you and the client if we can't help. We don't leave clients without an explanation. We can also suggest another solution or point them to the right place. Your reputation matters to us as much as our own.
We don't require exclusivity. You can work with us alongside other financial partners. We care about a relationship built on results and mutual value, not obligation.
Yes, we serve clients across Poland and don't require in-person meetings. The entire intermediary onboarding and client handling process can happen remotely: by phone, email, or video call.
Have clients?
We have products and commissions.
Get in touch.
Tell us a bit about yourself and your clients. We'll get back to you within 24 hours.
You can also call: +48 727 941 789 or write to biuro@pozabankiem.pl
